Terms and Conditions

Last updated: September 12, 2026

1. Acceptance of Terms

By accessing or using the NextGen Bullion website, you agree to be bound by these Terms and Conditions. If you do not agree, do not use the site.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our site and place orders. By placing an order, you represent that you meet these requirements.

3. Orders and Pricing

All prices are quoted in U.S. dollars and are based on live spot pricing at the moment of checkout. Prices are subject to change until your order is confirmed. Once your order is confirmed, your price is locked. All orders are subject to product availability and our acceptance.

4. Payment

We accept the payment methods listed at checkout. You represent that any payment information you provide is accurate and that you are authorized to use the payment method. [TBD: Insert final list of accepted payment methods.]

5. Shipping

Orders ship via FedEx or UPS within the continental United States and are fully insured in transit. See our Shipping and Delivery page for full details.

6. Returns

All bullion sales are final once pricing is locked, except in cases of damage, incorrect shipment, or failed authentication. See our Return and Exchange page for full details.

7. SMS Messaging Terms

Program. NextGen Bullion sends text messages from +1 (888) 652-0052 to callers who give spoken permission during a call to that line. Messages contain only what the caller asked for: a link to one page on our website. We do not send marketing or promotional text messages. Consent. Permission is given verbally on a recorded call, after a disclosure that identifies us as the sender and states message frequency, rates, and how to opt out and get help. Consent is not a condition of any purchase. Our full SMS consent policy, including the word-for-word script, is at nextgenbullion.com/sms-consent-policy. Frequency and cost. You only receive messages you asked for, so message frequency varies. Message and data rates may apply. NextGen Bullion does not charge for text messages; your mobile carrier's standard rates apply. Opting out. Reply STOP to any message to end all messages immediately. You may also opt out on any call with us or by calling +1 (888) 652-0052. Help. Reply HELP to any message for our name and our support number, or call +1 (888) 652-0052. Carriers. Mobile carriers are not liable for delayed or undelivered messages. Privacy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See nextgenbullion.com/privacy-policy.

8. Disclaimers and Limitation of Liability

NextGen Bullion makes no warranties or representations about the future value or price movement of any precious metal. Past performance is not a guarantee of future results. Precious metals are subject to market risk, and their value may fluctuate. Nothing on this site constitutes financial, investment, or tax advice. For advice specific to your situation, consult a qualified professional. To the fullest extent permitted by law, NextGen Bullion's liability in connection with any order is limited to the amount you paid for the specific product at issue.

9. IRA Transactions

Precious metals IRA transactions are subject to IRS rules and the terms of your self-directed IRA custodian (Equity Trust Company, Strata Trust Company, or another qualified custodian). NextGen Bullion is not a financial advisor, tax advisor, or IRA custodian. For guidance on IRA eligibility, tax treatment, or rollover rules, consult your custodian and a qualified tax professional.

10. Intellectual Property

All content on this site, including text, graphics, logos, images, and software, is the property of NextGen Bullion or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

11. Governing Law

These Terms and Conditions are governed by the laws of the State of [TBD: state of incorporation], without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms shall be resolved in the state or federal courts located in [TBD: state/county], and you consent to the personal jurisdiction of those courts.

12. Changes to Terms

We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

13. Contact

For questions about these Terms, contact us at Support: logistics@nextgenbullion.com